| Charges |
Classic |
Select |
| Gold |
Silver |
Bronze |
|
Minimum Average Monthly Relationship Balance |
Zero Balance |
NA |
NA |
AED 5000 * |
|
Minimum Monthly Salary Transfer |
NA |
AED 8000 |
AED 3000 |
NA |
|
Fee for Non-Maintenance of Balance |
NA |
NA |
NA |
AED 75 monthly |
|
Non-receipt of salary (for 3 months) |
NA |
- Customer moves to Select Bronze - Fee of AED 75x3 for 3 months for non-receipt of salary, if customer does not have Minimum monthly average balance of AED 5,000/Card/Loan/Overdraft, while moving to Select Bronze |
- Customer moves to Select Bronze - Fee of AED 75x3 for 3 months for non-receipt of salary, if customer does not have Minimum monthly average balance of AED 5,000/Card/Loan/Overdraft, while moving to Select Bronze |
NA |
|
Account Opening Fee |
AED 50 |
Free |
Free |
Free |
|
Account Maintenance fee |
AED 35 monthly |
Free |
Free |
Free |
|
Teller Fees (Cash Deposit, Cash Withdrawal, Internal Funds Transfer) |
AED 10
per transaction |
Free - 15 transaction per month thereafter AED 10 per transaction |
Free - 10 transactions per month thereafter AED 10 per transaction ** |
Free - 5 transactions per month thereafter AED 10 per transaction |
|
Call Center Fees (Internal Funds Transfer, Credit Card Payment) |
AED 2 per transaction |
Free |
Free |
Free |
|
Agent Assisted Calls |
AED 10 |
Free |
Free |
Free |
|
Check book charge (for 25 / 50 Leaf Cheque book) |
- |
AED 20 / 45 |
AED 25 / 50 |
AED 25 / 50 |
|
Cheque returned charges (Cash, clearing & transfer) |
200 |
200 |
200 |
200 |
|
Inward clearing fees |
5 per cheque |
Free |
Free |
Free |
|
Moving from SELECT to CLASSIC Segment |
NA |
AED 75 per request |
AED 75 per request |
AED 75 per request |
| Services |
|
Special Clearing |
AED 100 |
AED 100 |
AED 100 |
AED 100 |
|
Stop payment charge (per instruction): For Check/ Demand Draft/ Manager's Check (upto 3 leaves/unit) For Cheque/Demand Draft/Manager's Check (Greater than 3 leaves/units) |
AED 100 AED 250
|
AED 100 AED 250
|
AED 100 AED 250
|
AED 100 AED 250
|
|
Closing of an account (within 6 months) |
AED 100 |
AED 100 |
AED 100 |
AED 100 |
| Unauthorized Overdraft |
|
Interest Rate |
17.5% |
17.5% |
17.5% |
17.5% |
|
Utilization Fee |
100 per instance |
100 per instance |
100 per instance |
100 per instance |
| Standing Instructions |
|
Periodic Payments |
20 per trans. |
20 per trans. |
20 per trans. |
20 per trans. |
|
Non execution of standing instructions due to insufficient funds |
50 |
50 |
50 |
50 |
|
Balance order |
240 p.a. |
240 p.a. |
240 p.a. |
240 p.a. |
|
Amendment charges |
25 |
25 |
25 |
25 |
|
Set up charges |
50 |
50 |
50 |
50 |
| meFORTUNES |
|
Withdrawal before 6 months |
25 |
25 |
25 |
25 |