Emirates Bank

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Banking Tariff effective July 1, '07

Charges	CLASSIC	SELECT
Charges	CLASSIC	GOLD	SILVER	BRONZE
Minimum Average Monthly Relationship Balance	Zero Balance	NA	NA	AED 5000 *
Minimum Monthly Salary Transfer	NA	AED 8000	AED 3000	NA
Fee for Non-Maintenance of Balance	NA	NA	NA	AED 75 monthly
Non-receipt of salary (for 3 months)	NA	- Customer moves to Select BRONZE - Fee of AED 75x3 for 3 months for non-receipt of salary, if customer does not have Minimum monthly average balance of AED 5,000/Card/Loan/Overdraft, while moving to Select BRONZE	-Customer moves to Select BRONZE - Fee of AED 75x3 for 3 months for non-receipt of salary, if customer does not have Minimum monthly average balance of AED 5,000/Card/Loan/Overdraft, while moving to Select BRONZE	NA
Account Opening Fee	AED 50	Free	Free	Free
Account maintenance fee	AED 35 monthly	Free	Free	Free
Teller Fees (Cash Deposit, Cash Withdrawal, Internal Funds Transfer)	AED 10 per transaction	Free - 15 transactions per month thereafter AED 10 per transaction	Free - 10 transaction per month thereafter AED 10 per transaction**	Free - 5 transactions per month thereafter AED 10 per transaction
Call Center Fees (Internal Funds Transfer, Credit Card Payment)	AED 2 per transaction	Free	Free	Free
Agent Assisted Calls	AED 10	Free	Free	Free
Check book charge (for 25 / 50 Leaf Cheque book)	-	AED 20 / 45	AED 25 / 50	AED 25 / 50
Cheque returned charges	200	200	200	200
Inward clearing fees	5 per cheque	Free	Free	Free
Moving from SELECT to CLASSIC Segment	NA	AED 75 per request	AED 75 per request	AED 75 per request

* Not required for Salary (payroll) Transfer/ Credit Card/ Loan Customers
** If Minimum Monthly Salary Transfer is AED 5,000 or more - 10 Free transactions per month;
If Minimum Monthly Salary Transfer is below AED 5,000 - 5 Free transactions per month

Charges	CLASSIC	SELECT
Charges	CLASSIC	GOLD	SILVER	BRONZE
Demand Draft (For Account Holders)	AED 10	AED 5	AED 10	AED 10
Telegraphic Transfer: (For Account Holder)
Local Currency (within UAE)	AED 50	AED 45	AED 50	AED 50
Foreign Currency to home country	AED 75	AED 70	AED 75	AED 75
USD to countries other than USA	AED 75	AED 70	AED 75	AED 75
Foreign Currency to other countries	AED 100	AED 95	AED 100	AED 100
Direct transfer to Bank of Beirut	25	25	25	25
Direct transfer to ICICI Bank, India	10	10	10	10
Certificate of Balance Liability Letter No Liability Letter Clearance Letter (* for Car Loan � First Certificate -Free, other copies AED 50/-)	AED 50 per cert.	AED 50 per cert.	AED 50 per cert.	AED 50 per cert.